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Bad Or No Credit

How To Establish Credit The First Time

It can be really tough to get a loan or a charge account when you don’t have any credit history.  Even if you don’t want to borrow or buy something on credit right now, I think that you should establish a positive credit history now, before you are desperate to get a loan. You may find that trying to establish credit when you have no credit history is really frustrating and discouraging… especially if you need to borrow money right now or buy something you badly need on credit. Hopefully, you are not in that situation and have the time to do it right! To make it worse, you will feel like you are going in circles when you try […]

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How To Start Your Bad Credit Repair

You cannot do credit repair by sending just one letter. Credit Repair is a process. And, you must do it right. This article hopefully will guide you through the process. I’ve divided this article into different sections that have to do with credit repair. Each of those sections will talk about the process from one perspective or another. There is a lot of information about credit repair on the internet. Some of it is accurate (good) and some of it is wrong (bad). Ultimately, you must decide what will or will not work for you. I can not make those decisions for you and you are responsible for the results that occur, good or bad, from your effort. So proceed […]

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You Have Bad Credit, What Can You Do?

The first thing that you can do is to see if there is a U.S. Government Program that will cover you.  Actually, if you can qualify, you may be able to get either an FHA or a VA insured loan. Both those agencies have programs which deal with individuals with less than perfect credit. The bad credit situation is actually easier to deal with than the no credit situation… But, it depends on just how bad is bad and what happened.  If you are in the NO Credit situation [Click Here] to go to that article.  Otherwise, keep on reading… What You Can Do If You Have Bad Credit Here are the steps that we think that you should take […]

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